Ask yourself the following questions. If you answer "yes" to any combination of them, there is a good possibility that your assets may not be adequately protected. Assume that every time you leave your home, you are hauling a trailer that contains all of your assets - your home, your personal property, your bank accounts, your investments, your future earnings, etc. If you should cause harm to another, you are deemed to be negligent and you are sued, all of your assets are in jeopardy, and that's what you need to protect.

Do you...
• Own a home?
• Drive a car?
• Have a dog?
• Have children who drive or are away at school?
• Employ domestic staff, such as a housekeeper or nanny?
• Frequently entertain guests at your home?
• Blog, tweet, or post comments or photos online?
• Own a swimming pool?
• Serve on a not-for-profit association's board?

A Personal Umbrella or Personal Excess Liability Policy provides and additional layer of liability coverage over and above your home, auto, motorcycle, recreational vehicles, watercraft, rental properties, anything on which you carry liability coverage. The policy is sold in increments of $1,000,000. The annual premiums are very affordable, starting at around $125. It's a small price to pay to protect everything for which you have worked so hard.

Call us today for a free quote!